The use of profit scoring as an alternative to credit scoring systems in peer-to-peer (P2P) lending

2016/06/24 by Carlos Serrano-Cinca, Carlos Serrano‐Cinca, Begoña Gutiérrez-Nieto +1 · 3 citations
Business, Management and Accounting · Economics, Econometrics and Finance · #Banking stability, regulation, efficiency #Credit Risk and Financial Regulations #Financial Distress and Bankruptcy Prediction

paper · doi:10.1016/j.dss.2016.06.014

openalex publication_date 2016/06/24 · openalex created_date 2025/10/10 · openalex updated_date 2026/07/26

Citations

• Rank Transformations as a Bridge between Parametric and Nonparametric Statistics
• The Market for "Lemons": Quality Uncertainty and the Market Mechanism
• Evaluating credit risk and loan performance in online Peer-to-Peer (P2P) lending

Cited by

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• Two-stage consumer credit risk modelling using heterogeneous ensemble learning