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client2vec: Towards Systematic Baselines for Banking Applications

2018/02/12 by Leonardo Baldassini, Baldassini, Leonardo, José Antonio Rodríguez Serrano +1 · 1 citation
Computer Science · #Data Mining Algorithms and Applications #Data Stream Mining Techniques #FOS: Computer and information sciences #Machine Learning (cs.LG) #Machine Learning (stat.ML) #Time Series Analysis and Forecasting

paper · pdf · doi:10.48550/arxiv.1802.04198

openalex publication_date 2018/02/12 · openalex created_date 2025/10/10 · openalex updated_date 2026/07/28

Abstract

The workflow of data scientists normally involves potentially inefficient processes such as data mining, feature engineering and model selection. Recent research has focused on automating this workflow, partly or in its entirety, to improve productivity. We choose the former approach and in this paper share our experience in designing the client2vec: an internal library to rapidly build baselines for banking applications. Client2vec uses marginalized stacked denoising autoencoders on current account transactions data to create vector embeddings which represent the behaviors of our clients. These representations can then be used in, and optimized against, a variety of tasks such as client segmentation, profiling and targeting. Here we detail how we selected the algorithmic machinery of client2vec and the data it works on and present experimental results on several business cases.

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