2020/08/25 by Shreepad Shukla, Shukla, Shreepad
Business, Management and Accounting · Computer Science · Economics, Econometrics and Finance · #Banking stability, regulation, efficiency #Blockchain Technology Applications and Security #Computers and Society (cs.CY) #FOS: Computer and information sciences #FinTech, Crowdfunding, Digital Finance #cs.CY
paper · pdf · doi:10.48550/arxiv.2008.11084
15 pages, 3 figures, 1 table
arxiv created 2020/08/25 · openalex publication_date 2020/08/25 · arxiv updated 2020/08/26 · openalex created_date 2025/10/10 · openalex updated_date 2026/07/28
Digital money tokens have attracted the attention of financial institutions, central banks, regulators, international associations and fintechs. Their research and experimentation with digital money tokens has included creating innovative technical and operational frameworks. In this paper, we present a 'money tree' which places this recent concept of digital money tokens into a historical context by illustrating their evolution from more traditional forms of money. We then identify key features of digital money tokens with options and examples. We hope this paper will be of interest to the financial services industry and we look forward to feedback.